Our Team

Our friendly staff is here to help you with all your mortgage needs.
We will use our expertise to find the right program for you.

Ediberto Jesus Arocho 
Branch Manager

Email:   earocho@primeres.com

NMLS #: 328085

Manuel Valdes 
Sr. Mortgage Loan Officer

Manuel’s Bio: I have been a licensed mortgage loan originator since 1995.  We specialize in FHA, Conventional, Fannie Mae, Freddie Mac, VA, Jumbo and Niche Product Loans and do purchase and refinance transactions throughout the State of Florida. We have a top notch staff with years of combined experience including in house processors, underwriters, closers and funders to help make your mortgage loan process fast, easy and with consistently positive results.  Please feel free to give me a call anytime or day at 305-491-4136 or you can email me at mvaldes@primeres.com.

Email:   mvaldes@primeres.com

NMLS #: 346344

Bert Gonzalez 
Mortgage Loan Originator

Bert’s Bio: Bert has been a part of South Florida’s financial landscape since entering the arena in 1985 at only 21 years of age. Bert has been called upon as an expert by many local media for his commentary and insight on all topics related to the financial world. including stock market information, personal finance, real estate, the economy, as well as foreign and domestic monetary policy.

Born in May of 1964 in New York and later moving to Canada, Bert attended grade school in Toronto and later moved to Miami in 1975 where he learned Spanish as a second language and attended both private and public schools.

Bert previously was CEO of the number one privately held provider of Reverse Mortgages in South Florida, and consistently ranking in the top 50 nationwide, before being recruited by a national reverse mortgage lender for his knowledge and expertise in this field.

A skilled communicator and financial professional, Bert has helped thousands of families purchase homes, improve their financial positon and plan for retirement.

Email:   hgonzalez@primeres.com

NMLS #: 348996

Jessica Delgado 
Mortgage Loan Officer

Email:   jessica.delgado@primeres.com

Jessica’s Bio:

NMLS #: 1066051

Maria D. Zas 
Mortgage Loan Officer

Maria’s Bio: I have been in the mortgage industry since 2001.  Simplifying the home loan process and educating First Time Buyers is what I enjoy most in our industry. I take pride in helping borrowers achieve their goals, whether it is home ownership or looking into ways to lower their existing mortgage payments, let me help. If you have a problem let me assist you in looking into possible solutions. Problem solving is my expertise.  Hobbies: Spending time with my family, friends, the Florida Keys and helping others in my community through various non profit organizations.

Email:   mzas@primeres.com

NMLS #: 367744

Juan Jimenez
Mortgage Loan Officer

Juan’s Bio: Coming soon!

Email: jjimenez@primeres.com

NMLS #: 346344

Valerie Torres
Mortgage Loan Officer

Valerie’s Bio: Valerie has a BBA in Finance and International Business and has been working with PRMI for over a year now as a Mortgage Loan Officer and Junior Processor. In that time she has ensured customer satisfaction and a smooth process for clients during their home buying experience. She understands the complexity and uniqueness of each customer’s needs. By taking advantage of PRMI’s wide range of mortgage products she is able to cater to the individual’s financing needs. Valerie takes pride in effectively handling the loan from start to finish and firmly believes in advocating on behalf of the client. She is proud to deliver dependable service and guidance for clients in the steps towards becoming a homeowner.
Email:   valerie.torres@primeres.com

NMLS #: 1308050

Rafaela Amy Garcia
Mortgage Loan Officer

Rafaela’s Bio: Rafaela Garcia, Senior Loan Officer currently working for PRMI (Primary Residential Mortgage Inc.) since April 2015 is an experienced and professional in residential (purchase/refinance) home loan approval process ie: FHA, conventional, reverse mortgage, MDEAT MDC down payment assistance  and HARP program.

Rafaela better known as “Amy” has been a Loan Officer since 2002; prior to joining PRMI she was at Chase from 2013-2015.  She owned her own mortgage company in 2006 Floridian Mortgage and Finance and Branch Manager for Universal Mortgage and Finance; Christiansen Financial.  Certified for MDEAT MDC -DPA and reverse mortgage, bilingual Spanish/English.

She is also a member/volunteer of GKBA (Greater Kendall Business Association, AAA (American Association of Administrators) and FAMP (Florida Association for Mortgage Professional).

Email:   rafaela.garcia@primeres.com

NMLS #: 291288